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Client Verification

IDENTITY DOCUMENT VERIFICATION

221 state of the art Optical Character Recognition (OCR) technology extracts accurate information from 3,000+ ID document supporting 150+ languages with complex characters.

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Government ID Cards

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Passport

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Driving License

REAL IDENTITY

Check for accuracy of Format
Check for authenticity of MRZ
Detect crumpled / folded edges
Check photoshop | tampering | forgery
Verify hologram | rainbow print
Detect blurriness | exposure

TRUE INFORMATION

Name | surname
Date of birth
Document issue and expiry date
Document number
MRZ or bar code
Country of origin

PROOF OF RESIDENCE / ADDRESS VERIFICATION

221 platform is connected to OVER 10,000’s Data Sources across the globe to provide instant Identity and Address Verifications of over 4 Billion people

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10,000+DATA SOURCES

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33 BILLIONRECORDS

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4+ BILLIONINDIVIDUALS

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HOURLYUPDATES

1. Deeper Coverage

Through our 221 Partners, we provide access to more data source types and input elements. This combination of input and sources allows us to provide better match rates.

2. Hand Selected Partners

We have searched the world to find local partners who speak the language, understand the regulatory environment, and cater to local customers in order to provide the most reliable and up-to-date results.

3. Real-Time Data

We are not aggregators of personal ID information. The data we provide lives on our partners’ servers, allowing us to give our customers access to identity data that gets refreshed more frequently.

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Save time and money

Save time and money by requesting the tenant to verify themselves with our automated process flow. It provides your agency full RGPD compliance while getting the information that you need.

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Fast and Accurate

With 221 Real Estate global data coverage, tenants can apply in any country with an overseas residency and instantly verify their address and Identity from 1000’s of databases.

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Risk Management

Reduce your risks with 1Dossier verification system instant results “match” or a “not match.” This information is automatically and immediately made available to the real estate agent.

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Get the right Tenant

Tenant verification data allows you to comply with KYC and AML requirements but most importantly allows you to reduce your risks and find the right tenants.

MOBILE PHONE AND NAME MATCH

Phone Match helps you deter fraud by ensuring the submitted name matches the full name of the person on the account for the submitted phone number. This is an easy way to validate an identity and a phone number in real time — think of it as caller ID for businesses.

Through a quick, unobtrusive process, Phone Match gives you the confidence to confirm customer identities and phone numbers — from mobile/cell phone numbers. This advanced phone number matching solution can be combined for AML check with 221 Name and Address Verification for a deeper identity assessment of your customers.

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AUTHENTICATE

Provide end-user mobile/cell phone number and zip code data and receive their contact information (first & last name, street address, city, state, email address), based on carrier subscriber contact data.

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MATCH
Provide end-user phone number data, first/last name and address and receive a score of 0-100 as matched against carrier subscriber contact data. Use to validate an end-user’s physical address at onboarding, during a high-value transaction.

SANCTIONS AND POLITICALLY EXPOSED PERSON (PEP)

Prevent Financial Crimes and Avoid Regulator Fines

According to AML regulations, businesses that do not meet AML requirements remain vulnerable to financial crimes and cannot detect financial crimes. Businesses that cannot detect these financial crimes face AML penalties. In addition to the economic consequences of these fines, businesses lose their reputation. 221 PEP Screening Service meets the AML requirements of FATF, the European Union, and local regulators. With our powerful system, businesses automate their PEP control processes and detect financial crimes.

SANCTIONS

Sources of information for PEP database are almost exclusively official government websites (presidency, government, legislative bodies, supreme courts of justice, military administration etc.) and official gazettes where laws, decrees, investitures and depositions are published.

 

Our sanction list covers:

United Nations
European Union
US Treasury Department
The United Kingdom Ministry of Finance
Switzerland SECO
Australian sanctions

POLITICALLY EXPOSED PERSON

The PEP database contains the most comprehensive list of Politically Exposed Persons (PEPs) from more than 240 territories of the world, as well as from international organizations and political and diplomatic representations with around 1 million relevant PEPs.

People in the PEP list are detailed with gender, alternative names, original name script (Cyrillic, Mandarin, Arabic, .etc) for perfect identification of names, date of birth and place of birth and other important identification data if available.

In order to comply with the requirements of the law, we have adopted, for the PEP a comprehensive approach, including all relevant positions, categorizing PEPs according to regulatory requirements and classifying them. The multiple categorizations allow clients to include or exclude functions, specific functions and categories in line with their own PEP definitions or needs.

INCOME VERIFICATION

Our income verification solution can verify anyone with an online bank account irrespective of credit history, thin files, new to country status, or simply those who fall into Bureau blind spots. We don’t compare against limited data sets, or prime applicant profiles, we remain financially inclusive by analysing and verifying each individual’s raw bank data.

Drive down operational costs.

Connect to customer bank data and analyse their transactions in seconds allowing; your operational teams to spend less time on the phone to customers, your assessors to spend less time analysing documents, and your credit risk officers or financial crime teams to spend less time investigating potential fraud.

Reduce your risks.

Let us help you truly understand your applicants and remove your reliance on vague income verification results like “looks correct” or “looks close”. 1Dossier provides a detailed estimated income figure AND a confidence score for every applicant by using real transaction data.

Designed To Make Your Decisions Easier.

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Supported With 12 Months Data

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Non-Income Deposits Excluded

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Monthly Totals Of All Incomes

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Income Stability Indicators

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Income Variance Indicators

1. REAL-TIME DATA

Our next generation income verification model goes beyond the models of the past, using real-time bank data and six unique algorithms to truly understand an individuals income.

2. TRUE CUSTOMER INSIGHTS

Past models produce inferred income from bureau credit data, or Current Account Turn Over profiling. Our model provides true insight and income figures from real-time bank data.

3. DATA DIRECT FROM THE BANK

We access raw bank data directly from the source, providing a seamless onboarding experience and more accurate income figures calculated specifically for each applicant.

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221 curates around the world high quality and unique properties for discerning home buyers and investors.