221 Real Estate is compliant to Strong Customer Authentication (SCA) is payment security regulation brought forth by the European Banking Authority (EBA) , to ensure that Multi-factor authentication is performed for card payments. EBA has made it mandatory to implement SCA as a part of the Revised Payment Services Directive (PSD2) initiative. The amendment is effective from September 14, 2019 and applies to all online transactions where the payment processor and the card Issuing Bank are from the European Economic Area (EEA) .